I hear about places like Dubai and how it is the norm to drive a G-Wagon and make 6 to 7 figures per month. It’s looked down upon - shameful even - to drive around an old car or to live paycheck to paycheck. Big dreams are encouraged and settling for less is not acceptable. Lunch dates are about dreaming and networking with each other. Maids are expected. You pay your rent for the entire year before you even move in.
Where I live, most don’t think that way. My hometown says wealth is for the entitled, prissy ones. Like, “Surely that family who drives their kids to school in the Mercedes must be a part of the mob” type mentality. Big dreams are looked at as delusion and goals for financial freedom are greedy. Just stay riiiiight there in the middle where college debt is normal, but you’re always able to pay the bills. After all, maids are for the lazy and wealth is for the godless.
Let me be polarizing for a sec - the Dubai mentality feels much better to align with. I’m not die hard for either mentality, I just know I’m not a fan of the way my hometown raised me to think. Well, I wasn’t necessarily raised to think this way. I am just a result of the unspoken pieces of my environment growing up.
Here’s a glimpse into baby Krissy’s upbringing:
The concept of owning your own business was too risky, so the career fairs at school were chock full of 9-5 workers who low key hated their job.
Outback was considered a fancy dinner outing.
You can’t afford college? No worries, just take out this huge loan for your liberal arts degree that will land you a $50k/year job!
Remember… stay right in the middle. Don’t be too much, don’t try too hard. And whatever you do… don’t aspire for wealth.
I’ll be the first to admit I grew up incredibly privileged. I had parents that love me (still do <3), always had food to eat, and nice clothes to wear. I literally had EVERYTHING I needed and more. And for this reason, it felt all the more wrong to work and want for something different.
Contentment Versus Complacency:
How dare I expect or dream of something greater than what I was already given? Here’s my answer: there’s a difference between contentment and complacency. And in my opinion, contentment is necessary and good - but we can use “contentment” as a disguise for complacency.
“I get by okay with my salary, I don’t need to explore ways I could increase my income.”
“My kids seem to like daycare, so I don’t need to try to find ways I could create financial freedom to be able to spend more time with them.”
Growing up, I subconsciously thought that there was a bowl of limited money in the world. If I took from that bowl, I would be cutting off someone else from being able to take from that bowl. If I were to take from that bowl, I was selfish. Here’s the thing: that bowl is not real.
I say let's get money in the hands of people God can trust to do GOOD with the resources He so generously gives. Let’s equip men and women to make so much money that they can bless those around them not only with money and resources, but with the knowledge to make money themselves! Let’s make money so that we can be a blessing to others and give to those who are advancing God’s kingdom all around the world.
And not to mention, when people make money, they are serving someone. People pay you to make their life better in some way. Why would we not want people to get better and to help others get better as well?
Money is not just for Birkins - it is for helping those who need it, for hosting dinners with your community, and for creating the freedom to spend more time with family. It’s for blessing the single mother with clothing for her children and for housing the teenager who got kicked out of their home. It’s for buying a car for someone trying to get on their feet again and for giving to a family who is struggling to pay their medical bills. Do you see the point I’m making here? Am I getting a little too passionate?
So yes, I will never tell my girls to settle for less. I will never demonize aspiring for abundance. I will never make you feel bad for trying. I want to see MORE Lydia’s in the world, who run their own businesses and give generously to the work of God. I want to see women encouraging each other in the creative ideas God gives them. I want to see money be seen as a tool not to be idolized, but used wisely for God’s purposes.
How did this make you feel? What business ideas excite you?
I really appreciate this! I grew up in a very similar situation, and honestly, I still struggle with the idea of getting wealth. Part of that is definitely because I know I could be tempted to use it unwisely and make getting it an idol, but I am trying to be comfortable with working with my wife and with others in our community to learn wisdom with money and how to use it for good things. Thanks for sharing!
i‘ve felt seen while reading this. since i was growing up we always had to deal with financial problems and came face to face with the unfairness related to academic opportunities and opportunities to advance financially. most of my friends never had to worry about whether they should by new clothes or not, or if their financial safety would be guaranteed. and if you try to escape this situation there will be obstacles put in your way. ive always had the feeling that most people want you to stay in that misery and wont be happy for you once your situation gets better. so thank you for writing this <3